A complete step-by-step guide to accessing your RSA housing fund for property acquisition in Nigeria.
Under the Pension Reform Act 2014, Nigerian workers contributing to the Contributory Pension Scheme (CPS) are eligible to withdraw up to 25% of their RSA balance to finance residential property acquisition. This withdrawal is accessible once in a lifetime and is processed through your Pension Fund Administrator (PFA).
This is a one-time benefit. Ensure the property you're purchasing meets all PFA and regulatory requirements before applying.
You must be an active RSA holder with a minimum balance. Your PFA must be a registered pension fund administrator.
Select a property from a verified developer. Ensure you have an Offer Letter and that the property is titled.
Complete your application on our platform with personal, employment, and property details.
We review your documentation: National ID, payslips, RSA statement, offer letter, and valuation report.
We liaise directly with your Pension Fund Administrator on your behalf to initiate the withdrawal request.
Once approved, funds are disbursed directly to the developer or mortgage bank as applicable.